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二级参考文献8
1CGAP,Mobile Phones and Other Technology to Increase Access to Fiance,January 2008.
2CGAP,The Early Experience with Branchless Banking,April 2008.
3CGAP,Notes on Regulation of Branchless Banking in the Philippines,May 2008.
4Adrian D Kamotho Njenga,Mobile phone banking:Usage experiences in Kenya,June 2009.
