摘要
基于中国大陆分省数据,文章使用随机系数模型测算了信贷资金跨区域配置效率,并实证分析了金融生态环境质量对信贷资金跨区域配置效率的作用。文章发现,金融生态环境质量的改善显著提升了信贷跨区域配置效率。文章主要政策含义是,金融生态环境建设是提高信贷资金跨地区流动效率的一条重要途径。
Based on Chinese mainland provincial data,the article us es random coefficient model to estimate the cross-regional allocation efficiency of credit funds,and empirically analyzes the effect of financial ecological environment quality on the cross-regional allocation efficiency of credit funds.The article finds that the improvement of financial ecological environment quality significantly enhances the cross-regional allocation efficiency of credit funds.The main policy implication of the article is that the construction of financial ecological environment is an important way to improve the efficiency of cross-regional flow of credit funds.
出处
《上海金融》
CSSCI
北大核心
2013年第2期44-47,117,共4页
Shanghai Finance
基金
浙江省哲学社会科学规划项目(11JCYJ08YB)
浙江省自然科学基金项目(Y7100670)的前期研究成果
浙江省高校人文社科重点研究基地(金融学)与浙江之江青年社科学者计划的资助
关键词
信贷资金
配置效率
金融生态环境
Credit Funds
Allocation Efficiency
Financial Ecological Environment