我国村镇银行银行卡业务发展现状与对策建议

The Development Status of China's Village Bank Bankcard Business and Suggestions on Countermeasures

本文介绍了我国村镇银行的监管政策、银行卡业务发展现状,分析了村镇银行对国内银行卡产业发展的积极意义,提出了促进村镇银行银行卡业务发展的建议,加强对村镇银行银行卡业务的风险管控、积极向村镇银行提供适应其市场需求的银行卡产品以及发卡专业化服务机构可根据村镇银行特点为其定制发卡外包专业化服务。

This paper introduces regulatory policies on village bank and the development status of village bank's bankcard business.Then the paper analyzes the positive significance of village bank development to domestic bankcard industry,puts forward some proposals to promote the village bank's bankcard business.The proposals include strengthening the risk management and control,providing more bankcard products,and providing professional customized outsourcing services of issuing business.