摘要
政府主导的信贷扶贫模式三十年来在发展中不断变革,扶贫贴息贷款和扶贫互助资金分别是维持时间最长和最新兴的两种模式。从新制度经济学相关理论出发,按照"组织—行为—绩效"的研究范式对二者的内涵和特点进行比较分析,可以发现,制度设计不同导致了二者资金使用效率迥异,应考虑在二者间建立垂直型金融联结。
The discount loan for poverty alleviation purpose is a model which has been used for nearly 30 years. The mutual aid fund for development at village level is an innovative channel for rural financing solution. This article analyses and compares the similarities and dif{erences of the two poverty alleviation models based on relevant theories of new institutional economics, suggesting that the two models should be combined through a financial connection.
出处
《中国海洋大学学报（社会科学版）》
CSSCI
2013年第1期73-76,共4页
Journal of Ocean University of China(Social Sciences)
基金
山东省社科规划项目青年项目"山东省农产品供应链垂直协作关系研究--基于鲁中地区蔬菜种植户的数据"(12DGLJ12)阶段性研究成果
关键词
扶贫贴息贷款
扶贫互助资金
交易费用
产权制度
the poverty-reduction discount loan
the mutual aid fund
property right system
