我国保险业对外开放水平测度及经济效应分析

The Measurement and Economic Effects of Chinese Insurance Industry's Opening Level

通过选取外资保险机构数、资产规模、从业人数三个指标,运用加权平均法对我国保险业对外开放水平进行综合测度,结合保险主体、保费收入、开放地域及业务范围等要素进行综合分析、研究发现,我国保险业对外开放度处于较高水平,并能产生积极的经济效应;外资保险企业保险市场份额占比不高,对我国保险市场没有构成现实威胁。

The article selects the number of foreign insurance institutions,the amount of assets and the quantity of the employed as indexes and measures the opening level of Chinese insurance industry by means of weighted average,followed by comprehensive analysis in combination with main insurance,premium revenue,open territory and business scope.In this paper,researches made have indicated that Chinese insurance industry has measured up to a high level,which has positive economic effects,and foreign insurance institutions do not pose a threat to Chinese insurance market due to the limited market share.MoreBack AbstractFilter（＇EnChDivSummary＇,＇ChDivSummaryMore2＇,＇ChDivSummaryReset2＇）; 【Keywords in Chinese】 保险业; 对外开放; 测度; 经济效应; 【Key words】 insurance industry; opening; measurement; economic effect;