基于预信任与公共服务域的柔性在线移动支付模式与协议

A flexible on-line mobile payment model and protocol based on pre-trust and p-service-domain

为动态适应电子商务不断创新以及客户对跨支付平台、跨支付方式的个性化需求,移动支付必须具备架构上的柔性与服务的柔性.为此,提出一种基于预信任与公共服务域的柔性在线移动支付模式,它支持支付系统架构的动态变化,支持跨平台支付服务,以线下信任与线上信任相结合以及依托公共服务域的办法解决支付系统的柔性问题,解决柔性与安全性之间的矛盾,并给出了该模式下的支付协议.通过对协议的分析,证明该模式与协议可以满足移动支付的柔性与安全性.

To adapt to electronic business innovation and customer＇s personalized demand of cross payment platform and cross payment mode dynamically, mobile payment must have the structure and service flexibility. So a model of flexible on-line payment is introduced based on pre-trust and public service domain （p-service-domain）. The model supports the dynamic change of payment system framework and cross-platform payment service, and solves the flexibility problem by the combination of offline-trust, on-line-trust and p-service-domain. Meanwhile, the conflict of flexibility and security is also solved by the model. Furthermore, a payment protocol is given according to the proposed model. As the same time the flexibility and security of the model and protocol are also met by protocol analysis.