台湾地区金融消费者保护法律改革及对大陆的启示

The Reform of Taiwan Financial Consumer Protection Law and Implication for Mainland

次贷危机之后,世界各主要国家相继进行了以"保护金融消费者"为核心的金融法律改革活动。我国的台湾地区也于2011年6月颁布了《金融消费者保护法》,这部法律主要厘清了"金融消费者"的法律概念,设置了金融消费纠纷解决机制,突出了金融消费者保护的独立性改革趋势。我国大陆地区应充分借鉴台湾地区保护金融消费者的举措,尽快完善金融消费者保护法律体系,以推进金融监管体制的改革。

After the subprime crisis, major countries reform taking ＂protecting financial consumers＂ as the in the world have conducted activities of financial legal core. Financial Consumer Protection Act was enacted in China＇s Taiwan region in June 2011. The law clarifies the legal concept of ＂financial consumers＂, sets up a financial consumer dispute resolution mechanism, highlights the independence of the reform trend for the financial consumer protection. China's Mainland should make full use of measures of financial consumer protection in Taiwan, as soon as possible to improve the legal system of financial consumer protection, to promote the reform of the financial reglatorv system.