摘要
本文运用基尼系数测度1998-2010年我国寿险和产险发展的非均衡程度,并在八大区域内对差异进行分解。结果发现:产险和寿险发展非均衡的演变趋势不同,区域间差异是引起差异的主要原因。并进一步分析产险和寿险发展差异较大区域、与其他区域发展差距较大的区域和缩小产险和寿险差异要注重发展的区域。与此同时,对产险和寿险的极化进行分析。最后提出缩小产险和寿险发展差异的几点建议。
This paper measures the spatial inequality degree of non-life and life insurance development in China from 1998 -2010. The results show that the development trends of spatial inequality between non-life and life insurance is differ- ent, which is mainly due to regional differences. Thereafter, three areas are analyzed： the first is the area which exists the biggest difference between non-life and life insurance; the second is the area which is very different from others areas; and the last one is the area needed to reduce differences for the balanced development. At the same time, polarization of non-life and life insurance is analyzed and some suggestions for reducing differences of non-life and life insurance are offered.
出处
《财经论丛》
CSSCI
北大核心
2013年第2期64-70,共7页
Collected Essays on Finance and Economics
关键词
保险
非均衡
极化
insurance
inequality
polarization
