对我国保险资金运用的分析

Analysis of Application of lnsurance Capital in China

保险业竞争日趋激烈 ,而保险资金现有的运用率低、规模小、渠道狭窄等问题都加剧了保险业的经营风险 ,降低了它的竞争能力。为了使保险投资业有一个更好的发展 ,应创造一个良好的外部环境 ,完善金融市场 ,加强保险业的监管 ,拓宽保险业资金运用渠道。

With increasing sharp competition,problems such as inefficient utilization of insurance capital,narrow channel,small scale,etc.have made insurance industry more risky.In order to promote insurance investment,a better environment should be created,with a better money market,a strengthened monitoring system and a broadened channel for the utilization of insurance capital.