我国银行业混业经营的风险研究

Risk Research on Mixed Operation in China's Banking Industry

混业经营是我国金融业发展的大趋势,在分析我国银行业的现状以及混业经营的必要性的基础上,重点探讨了混业经营过程中的风险,并提出了相应的防范措施。加强银行内部风险控制机制的建设,完善外部监管体系有利于降低我国银行业混业经营的风险。

Mixed operation is the big trend of the development of China＇s financial industry, based on the analysis of the status quo of China^s banking and the necessity of mixed operation, this paper focuses on the risk in the process of the mixed operation, and put forward the corresponding preventive measures. Strengthening the construction of bank＇s internal risk control mechanism and improving external supervision system is helpful to reduce the risk of mixed operation in ChinaJs banking industry.