解决我国中小企业融资问题的对策

Countermeasures of Solving Financial Problem of Chinese Small and Medium-sized Enterprise

中小企业作为最有活力的经济细胞，其作用和地位不可忽视。但是由于中小企业自身存在的问题以及外部环境方面的问题，导致了中小企业的融资困难，进而制约了我国中小企业的发展。本文通过对中小企业融资难的原因分析，并借鉴相关的国际经验，提出了建立适合中小企业融资特点的多层次金融体乐的对策。

SMEs as the most dynamic economic cell, its social status and functions can not be ignored. Because of its own issues as well as the factor of its surrounding environment, SMB have more difficulties in financing, which restricts the development of SMB in our country. The thesis makes explanations of why SMB have difficulties with financing, draws lessons from experiences of solving financing issues by foreign SMB, and propose the establishment of the financial system of multi-level features for SME financing countermeasures.