民国时期钱会习惯法研究

Research on ROSCA Customary Law During the Period of The Republic of China

民国时期钱会作为一种兼具储蓄和信贷双重作用的民间信用互助方式,在我国各地广为流传,并逐步形成了为当时社会所认同的钱会习惯法。民国钱会习惯法在钱会设立、内容、履行、变更、终止等方面均有着较为成熟的操作规范,同时它与国家制定法和司法实践进行着良性的互动,从而起到了保障钱会顺利运行的作用,促进了当时社会经济的发展。

The Rotating Savings and Credit Association(ROSCA) at the time of The Republic of China were a mutual non-governmental credit organization with the functions of savings and credit.ROSCA became popular all over the country and the customary law generally accepted by the society at that time gradually came into being.ROSCA customary law at the time of The Republic of China,with rather mature operation procedures in ROSCA's establishment,content,implementation,alteration and termination,ensured the smooth operation of ROSCA and promoted the economic development at that time by interacting positively with the state-stipulated laws and juridical practices.