1Fang He, Peter P., 2007, Desion Factors for the Adoption of an Online Payment System by Customers, International Journal of E-business Research, vol. 3.
2Bauer R A, 1960, Consumer behavior as risk raking, Dynamic Marketing for a Changing World, Proceedings of the 43rd Conference of the American Marketing Association.
3DAVIS F D. Perceived Usefulness, Perceived Ease of Use, and User Acceptance of Information Technology [J]. MIS Quarterly, 1989,13(3) :319-339.
4ROGERS E M,SHOEMAKER F E. Communication of Innovations: A Cross-Cultural Approach[M]. New York: Free Press, 1971.
5TRICE, TREACY. Utilization as A Dependent Variable in MIS Research [J]. Data Base, 1988,19 (Fall/ Winter) : 33-41.
6THOMPSON R. Extending the Technology Acceptance Model with Motivation and Social Factors[M]. Association for Information System-American Annual Conference Baltimore, Maryland, 1998.