培育住宅消费的难点与对策

Difficulties and countermeasures of fostering housing consumption

住宅消费不旺 ,其原因尽管很多 ,但归纳起来是体制与市场两个方面。培育住宅消费的途径 ,从体制上看 ,虽然“住房分配货币化”改革对旧的住房分配体制有很大的突破 ,但本身也存在一些问题 ,根本的办法是实行“住房分配市场化” ;从市场方面看 ,受收入增长缓慢的制约 ,培育住宅消费的重点应放在其他方面 ,如扩大住宅消费信货。

Housing estate as a new economic growth point is now faced with the main difficulty of weakening consumption. Though there are many reasons that bring about such a situation, they may be summed up in two aspects: system and market. Though the reformation of “monetary policy of housing allotment” is a breakthrough to the old housing allotment system, systematically, the way to foster housing consumption itself has some problems. Thus, the fundamental way is to put into effect “the market policy of housing allotment”. As the market is restricted by the slow income increase, the major attention of fostering housing consumption should be payed to others things as expanding consumption credit, transforming the style of manayement, etc.