提高反洗钱监管效率的路径探讨

The Discussion on the Way to Increase Anti-money Laundering Supervisory Efficiency

经过十余年的建设,我国已经建立了预防和打击洗钱犯罪的制度体系,取得显著成绩。与此同时,金融机构也增加了大量的成本,而从反洗钱工作的开展情况来看,金融机构每年上报的可疑交易报告数量与日俱增,反洗钱监管部门如何有效引导金融机构合理报送可疑交易,如何指导金融机构进行客户风险管理等,都给中国反洗钱监管效率的改进留下了巨大空间。

Our country set up the preventing and combating money laundering system and made significant achievements after a decade or longer construction.The financial institutions also increased the amount of cost.But the amounts of annual suspicious transaction reports that financial institutions reported were increasing in current instance.For the AML regulatory authorities,how to effectively guide financial institutions to properly report the suspicious transactions,how to guide financial institutions to conduct customer risk management and so on,all of these have rooms for the improvements of China AML supervisory efficiency.