摘要
2004年,我国国家控股的股份制商业银行进入彻底改革阶段,为了研究银行业市场结构是否因此发生显著变化以及该变化对经济增长的影响,本文以1984~2011年作为研究区间,基于邹至庄预测检验实证得出我国银行业市场结构在2004年确实发生了结构变化;银行业市场集中度对经济增长有着反向作用,并且这种反向作用在2004年之后程度有所减弱。
The shareholding commercial banks in China have already entered into the radical reformation stage since 2004.In order to analyze whether the market structure of bank industry has undergone a significant change and the effect of this change on economic growth,this paper makes an empirical study on the data of year 1984 ~ 2011.The results based on Chow Forecast Test indicate that market structure of China’s bank industry changed significantly in 2004,what’s more,market concentration of bank industry has a negative effect on economic growth,but this negative effect became weaker after year 2004.
出处
《特区经济》
2013年第3期78-80,共3页
Special Zone Economy
关键词
经济增长
市场结构
市场集中度
邹至庄预测检验
economic growth
market structure
market concentration
Chow Forecast Test
