摘要
本文分别从农村住房产权和农村土地承包经营权两个方面对农户不完全产权抵押贷款进行相关探讨,针对目前存在的阻碍农村抵押贷款的问题进行剖析,同时提出了可行的改革措施。本文在制度改革方面具有三种创新:分别从将不完全产权抵押贷款转化为完全产权抵押贷款方式、信贷方式以及不完全产权抵押贷款方式本身的制度创新进行分析,这为今后农户不完全产权抵押贷款制度的改革提供了新的思路。
The paper discusses two aspects of rural housing property and rural land contract and management rights of farmers incomplete property rights mortgage to analyze the existing barriers in rural mortgage,and put forward a viable reform measures.Reform the three innovation： from mortgage incomplete property rights into full ownership mortgage loans,credit mortgage loans as well as incomplete property rights system innovation analysis,future farmers incomplete property rights mortgage the loan system reform provides a new way of thinking.
出处
《特区经济》
2013年第3期113-114,共2页
Special Zone Economy
关键词
不完全产权
抵押贷款
创新
incomplete property rights
Mortgage
inn ovation
