国有商业银行不良资产证券化法律制度的构建

Establishing Legal System of Non-Performing Assets Securitization for State-owned Commercial Banks

不良资产证券化法律制度的实施是解决不良资产的有效途径。由于我国目前的证券化法律制度中存在着一定的缺陷,因此我国国有商业银行不良资产证券化制度有完善的必要。必须要在借鉴他国立法的经验的基础上,选择适合我国国有商业银行不良资产证券化制度的立法模式,构建符合我国国情的银行不良资产证券化制度。

Implementation of assets securitization legal system is an effective way to solve the non-performing assets. Defects in our country＇s current system make it necessary to perfect China＇s state-owned commercial banks＇ non-performing asset securitization system. We should also choose the suitable asset securitization legislation model for China＇ s state-owned commercial banks in line with China＇s national conditions and banks＇ securitization system after learning from some other countries＇ legislations.