小议农信社破解小微企业融资难

Discussion on the Rural Credit Association Breaking Financing Difficulty for Small and Micro Businesses

小微企业是国民经济的重要组成部分,也是地区经济活力的重要体现。小微企业在稳定经济、吸纳就业、提供社会服务等方面发挥着重要的作用。但小微企业也面临着发展资金不足、融资难、贷款难、担保难等突出问题。从小微企业方面和农信社方面进行了小微企业融资难的成因研究和农信社解决小微企业融资难问题的可行性分析,并给出了农信社破解小微企业融资难问题的措施,有利于促进小微企业的健康发展。

Small and micro businesses is not only the main component of national economy,but also an important embodiment of region economy vigor.Small and micro businesses play an important role in stabilizing the economy and employment by providing social services.But small and micro businesses are faced with problems such as development capital shortage,financing,loans,guarantees,etc.The article analyzes the reason and the solutions from the two sides,and offers some measures to help rural credit cooperatives to break the difficulty,to support the development of small and micro businesses.