银行资本充足率监管的法律研究

A Legal Analysis of the Regulation of Banks'Capital Adequacy Ratio

现代商业银行的资产负债管理的核心内容是银行资本充足率的管理。本文在阐述现代商业银行资本充足率监管的主要法律规范及其发展后 ,进而提出了我国商业银行资本充足率监管的问题 ,同时 ,探讨了解决商业银行资本充足监管的措施。

The core of the modern commercial banks' asset liability ratio management is their supervision via capital adequacy ratio.This article provides an overview of international legal regulations concerning capital adequacy ratio management of modern commercial banks, points out the unresolved problems in relation to the Chinese banks in this regard and puts forward some approaches with a view to improving the legislation on the capital adequacy ratio supervision and relevant mechanisms in China.