海南旅游强制综合保险制度立法的实践与探讨

Discussion of Compulsory Insurance in Tourism Legislation Practice In Hainan

随着海南国际旅游岛建设加快和旅游业的发展，海南旅游安全问题也随之更加突出和重要。在旅游安全事故处理过程中，大多是政府全力协调，企业全额赔付，而作为分摊和化解旅游风险的旅游保险却未能发挥其应有的功能。因此，通过立法，建立一套完善的旅游综合保险制度，已势在必行。

With the development of Hainan international tourism island construction and tourism, Safe travel Hainan problem becomes more prominent and important. In the process of tourism safety accident treatment, Is mostly government fully coordinated, enterprise pay in full, And as risk apportionment and resolve tourism travel insurance failed to play its proper function. Accordingly, through legislation, set up a perfect tourism comprehensive insurance system, has been imperative.