摘要
征信通过商品市场、金融市场、劳动力市场、社会信用体系建设四条途径缓解信息不对称问题,提高经济主体的信用意识和信用管理水平,对市场经济的转型升级、"优胜劣汰"产生十分重要的推动作用。
It' s held that credit reference can alleviate the information asymmetry problem in four ways, i.e. commodity market, financial market, labor market, social credit system construction. It improves economic entities' credit awareness and credit management, and plays a very important role in upgrading the transition of market economy and promoting "survival of the fittest".
出处
《征信》
北大核心
2013年第4期23-25,共3页
Credit Reference
关键词
不对称信息
征信
市场经济
“优胜劣汰”机理
asymmetric information
credit reference
market economy
mechanism for "survival of the fittest"