摘要
本文对2000—2011年中国信贷政策的区域效率做了研究,经过实证分析,发现虽然一些重点城市信贷效率有一定差异,但整体看信贷在西部地区经济效率相对较低,而东部地区较高,中部地区基本介于东西部中间。在控制不同变量的影响后,研究发现信贷作用是在弱化。进一步的实证表明信贷对固定资产投资、城镇化率以及贸易开放度、FDI产生影响,区域间要素资源和发展模式的差异可能造成了信贷政策的区域效应。
The article conducts studies on the regional efficiency of China's credit policy during 2000-2011.After the analysis,it is found that although there are some differences in the credit efficiency of some major cities,in overall terms,the credit efficiency in the western region is relatively low while that in the eastern region is relatively high,and the middle region is in between.Under the control of various variables,the study finds that the effect of credit is weakening.Further evidence shows that credit may affect the investment in fixed assets,the urbanization rate,trade openness and FDI.The elements of resources and the mode of development in the region may have contributed to the regional effects of the credit policy.
出处
《上海金融》
CSSCI
北大核心
2013年第4期50-55,117,共6页
Shanghai Finance
关键词
信贷政策
区域差异
中国区域经济
Credit Policy
Regional Difference
China's Regional Economy
