摘要
小额贷款公司(以下简称"小贷公司")创立的初衷是有效配置金融资源,引导资金特别是民间资金满足三农、中小企业等的融资需求,但目前,部分小贷公司大量开展"倒贷"业务,帮助企业"还旧借新"续贷银行贷款,其中蕴含的风险应引起关注。而针对这一问题也折射出目前小贷公司经营发展中存在的诸多问题,值得我们思考。
The aim of the foundation of the small loan company founded is the allocation of financial resources, especially leading the folk capital to meet the guiding fund of agriculture, small and medium enterprises financing needs. However, at present, part of the small loan company to carry out a large number of abnormal loans business, helping enterprise ＂pay back the old loan and borrow the new loans＂ from banks. This problem worth our consideration.
出处
《吉林金融研究》
2013年第3期38-41,共4页
Journal of Jilin Financial Research
关键词
小贷公司
风险
关注
Small Loan Company
Risk
Attention
