二元金融结构、战略合作与中小企业融资——以对银行短期利润的跨期补偿为视角
摘要
针对中小企业融资难问题,本文在借鉴以往贷款定价机制的基础上,构建了一个新的贷款定价模型,以期解决该问题。实证分析表明,该模型不仅能够保证企业低成本顺利融资,还能确保银行利润,同时还能够通过租金收益和跨期补偿强化银企之间的战略合作关系,是解决中小企业融资难的途径之一。
出处
《江苏商论》
2013年第3期57-59,共3页
Jiangsu Commercial Forum
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