重庆市人口红利与居民储蓄水平关系的研究

Relationship between the Demographic Dividend and the Level of Inhabitant Savings in Chongqing

人口红利是人口转变的特定阶段形成的,即人口再生产类型由高出生率、低死亡率、高自然增长率向低出生率、低死亡率、低自然增长率转变的阶段;通过对重庆市从1997-2011年间的人口储蓄余额和国内生产总值、少儿抚养系数、老年抚养系数的数据分析,得出后3个因素对人口储蓄水平的影响,进而分析得出重庆市人口红利也即人口年龄结构是造成储蓄水平波动和变化的一个不可忽略的因素的结论。

Demographic dividend derives from the typical period of population transition, which is the population structure changing from the high birth rate, low death rate and high natural growth rate to low birth rate, low death rate and low natural growth rate. Recently, it is well-known that the economic growth of Chongqing is booming. After analysing the data of Chongqing＇ s Savings Deposit, GDP and dependency coefficient of children and old people from 1997 to 2011, the result shows that both GDP and dependency ratio have an effect on Savings Deposit level. Hence, demographic dividend of Chongqing, populaiton age structure, is a significant factor to cause fluctuations and changes of the level of savings.