破解融资难问题 助推中小微企业健康发展的思考

Cracking the Difficulty of Financing Boosting Micro Small and Medium-sized Enterprises' Healthy Development

在促进地方经济繁荣、增加就业、推动建设和谐社会等方面,中小微企业发挥着越来越重要的作用,但其经常因为不能及时融资使经营陷入困境。分析中小微企业融资难的原因要从企业、银行、政府三个层面进行,同时助推中小微企业的可持续健康发展也需要这三个层面的共同努力。

Micro small and medium-sized enterprises play a more and more important role on promoting local economic prosperity, increasing employment, promoting the construction of a harmonious society, and they always face the management dilemma because of financing. We should analysis the reasons in three dimensions： enterprise, bank and government, and enterprise／bank and government should make joint efforts to boost micro small and medium-sized enterprises＇ sustainable and healthy development.