我国信用评级和征信行业数据共享研究

Study on China's Credit Rating and Credit Reference Industry Data Sharing

比较分析国内外信用评级和征信行业发展的现状与特点,探讨国外信用评级行业和征信行业数据分割的深层次原因,认为信用评级机构接入征信系统,实现数据共享,是双方共赢的选择。我国应积极推进信用评级和征信行业的数据共享,并加强研究,推动双方在融合中发展、在合作中壮大。

By comparing and analyzing the current situation and characteristics of the domestic and international credit rating and credit reference industry, the paper discussed the deep - seated causes of their data partition. It is concluded that achieving credit rating agencies access to credit information system and data sharing is a choice of both sides win- win situation. We should actively promote China＇s credit rating and credit reference industry data sharing, strengthen the research, and promote credit rating agencies and credit reference industry to grow and devel- op in the cooperation.