我国农村小额人身保险的新制度经济学分析

Economical Analysis of New System of Small-sum Life Insurance in China's Rural Areas

从新制度经济学的研究视角,分别对农村小额人身保险这一新制度安排产生的变迁动因、变迁需求、变迁供给以及变迁的成本与收益进行了较为深入的分析,并在此基础上对我国农村小额人身保险的发展提出政策建议。

This paper, from the researching perspective of the neo-institutional economics, separately made a fairly in-depth analysis of the vicissitude motivation of the rural small-sum personal life insurance system, its supply and demand, cost and benefit rising from the new system arrangement. The paper also put forward some suggestions for formulating policies for the development of China＇ s rural small-sum personal life insurance.