摘要
我国高校贷款风险产生的原因:政府教育经费投入不足,高校社会融资能力不强,银行等金融机构风险警惕性较差。解决的对策是:高校要建立完善的风险预警机制,完善内部控制流程,银行要加强防范风险意识,政府要强化风险监控,积极化解高校债务风险。
This paper analyzes the reasons of the loan risks for colleges in China ： the under- investment of governmental educational fund, lower ability of financing capacity, and the poor risk vigilance of financing institutions and so on. Some countermeasures are presented, such as setting the risk pre-warning mechanism and perfecting internal control flows in colleges, increasing the awareness of risk prevention in banks, governments＇ enhancing risk monitoring to defuse colleges＇ loan risks actively and so on.
出处
《广西职业技术学院学报》
2013年第2期52-54,共3页
Journal of Guangxi Vocational and Technical College
关键词
高校贷款风险
原因
对策
loan risks for colleges
reasons
countermeasures
