我国金融支持农户创业的实证研究

Empirical Analysis of the Financial Supports for the Entrepreneurship of Farmers in China

农户创业行为是增加农民收入、缩小城乡收入差距的有效途径,是促进国民经济活跃重要手段。鉴于金融支持农户创业的重要性,本文利用我国1992-2011年的相关数据,通过建立VAR模型,对农户创业和金融支持进行实证研究。研究发现:农户创业是金融支持的Granger原因,金融支持不是农户创业的Granger原因;同时,农户创业和金融支持之间存在长期稳定的相关关系。最后,本文针对金融支持农户创业的市场失灵现象提出了相应的政策建议。

Entrepreneurship of farmers is the effective ways to increase farmers＇ income and narrow the income gap between urban and rural areas, also is the important means to promote the national economy. This paper uses Vector Auto-regression Model （VAR） to explain the relationship between entrepreneurship of farmers and financial supports, based on the data from 1992 to 2011.The study indicates that the entrepreneurship of farmers is the Granger reason of the financial supports, the financial supports is not the Granger reason of the entrepreneurship of farmers ; otherwise, there is a long-term stability of correlation between farmers＇ entrepreneurship and financial supports. At last, the paper focuses on the market fail of the financial support for the entrepreneurship of farmers, and puts forward some policy suggestions.