摘要
为贷款合同提供保证 ,这是我国和国际贷款合同最为普遍的担保方法。由于贷款合同保证虚设问题的存在 ,导致不良贷款率急剧上升 ,成为国有商业银行防不胜防的一大难题。探析贷款合同保证虚设之形式、成因、对策 ,旨在消除隐患 ,增强防范 ,维护我国的金融安全。
In the world, it is university to guarantce the credits and credits and contracts. However, the rate of inef Existing in name only rapidly because of the Existing in name only securit. This has betome important problem for the state owmed commercial banks. So it is neccessary to discuss the reason and precaution to stand up for the finance security.
出处
《中央财经大学学报》
CSSCI
2000年第9期57-60,共4页
Journal of Central University of Finance & Economics
关键词
贷款合同
贷款合同保证虚设
风险防范体系
成因
Credit Contract existing in name only The Juarantee law the fianancial trotective systen