高价车内部分保系统及实现

The Internal Reinsurance System for High Price Car

为满足各级公司对高保额机动车辆险的风险分散需求,又要尽可能保住该类优质业务的利润,利用中国人保公司整体优势,通过IT技术自动实现高价车内部分保。运行2年,该类车保费年增幅平均达89%,每年可节省上百万的分保利润。该系统适合在有相当多规模不大的子公司,但整体有一定规模的财产保险公司中运用。

In order to satisfy the demand of risk scatter for high insured amount car, and to keep the profit, the PICC adopted an automatical internal reinsurance system which can save millions of reinsurance profit each year. The system is suitable for property insurance company which has many small subsidiary companies.