江苏省农村金融发展与农民收入结构分析

An Analysis of Rural Financial Development and Farmer’s Income Structure in Jiangsu

基于江苏1988-2010年的数据,本文实证分析了江苏省农村金融发展与农民收入结构的关系:从长期来看,江苏农村金融发展规模、效率对农民家庭各项收入的增加都起到了正作用,农村金融发展效率对农民家庭经营性收入的贡献比较突出,而农村金融发展结构对农民家庭各项收入的增加起着较大的负作用;农民工资性收入、转移性及财产性收入的增长在短期内有利于农村金融发展结构的改善,但长期却相反。

Based on data from 1988 to 2010 in Jiangsu, the paper analyzes empirically the relationship between rural fi-nancial development and farmer＇s income structure. In the long run, the size and efficiency of rural financial development have a positive effect on the increase of household incomes, with the outstanding contribution of its efficiency to the farm-ers＇ incomes from household management. But the structure of rural financial development has a negative impact on farm-ers＇ incomes. The growth of farmers＇ wage income, transferring and property income can improve the structure of rural fi-nancial development in the short time, and is contrary in the long time.