基于主成分分析法的实证探索小微企业融资成因

Based on the Principal Component Analysis Method,the Empirical Exploration of the Financing Origin about the Small and Micro Businesses

文章整理了目前论述小微企业融资难的相关文献,提出小微企业融资产生成因的相关影响指标,运用主成分分析法,在调研宁波市北仑区146家小微企业的基础上进行了分析和研究。结合分析结果,认为小微企业融资产生成因的主要原因在于七大因素,只有帮助小微企业解决深层次的问题,才能更加有效地促进小微企业的良性发展,并提出了相应的对策。

The article discusses the related literature of the financing dilemma about the small and micro businesses. It presents the related influence index about the cause of the small and micro businesses financing. Using the method of principal compo- nent analysis, based on the investigation of the 146 small and micro businesses of the Ningbo city, Beilun District, the article ar- gues that the main reasons of the small and micro businesses financing lies in the seven factors. Only to solve the deep problems behind the small and micro businesses, they can be more effective to develop. According to the results of the analysis, it puts forward corresponding countermeasure.