关于我国现行《保险法》中受益人问题的法律思考

Consideration of the Beneficiary in the Current "Insurance Law"

在人身保险合同中,受益人是保险合同利益的最终受益人,在理论和实践中占据重要地位。关于受益人的概念、受益人的资格、受益人的指定和变更、受益人受益权的丧失等问题在我国现行《保险法》中的规定虽然对以前的《保险法》进行了修改,但是仍有一些让人不易理解之处,将针对这些问题进行一些法律思考,旨在减少相关法律纠纷。

In person insurance contract, the beneficiary is the ultimate beneficiary of the insurance contract interests As far as the current Insurance Law is concerned, there are some problems , such as the concept of beneficiary, the qualification, the appointment and change of the beneficiary, the loss of beneficial right, are of difficult to understand. This paper discussed these problems in order to reduce related legal disputes.