梅州中小企业信贷业务探析

Analysis of SME Credit Business in Meizhou

中小企业在国民经济发展中具有重要地位,在促进就业、改善民生、活跃经济等方面发挥了重大作用,应该大力支持和促进中小企业的发展。但资金瓶颈却是制约中小企业发展的现实性困难。银行贷款作为中小企业最为依赖的融资渠道,是缓解中小企业融资困难的重要途径之一。立足于梅州区域情况,对中小企业发展现状及中小企业信贷业务发展的困难和机遇进行探讨,并提出解决办法。

SME （small and medinm enterprise） plays an important role in the development of the national economy, and promoting employment, improving people＇s livelihood, and atirating the economy . The development of SMEs, should be vigorously supported and promoted. But the funding bottleneck is realistic difficulties restricting the development of SME. As most SMEs rely on bank loans for financing, it is one of the important ways to alleviate the financing difficulties of SMEs. This article ,based in Meizhou region, discusses the difficulties and opportunities, and proposes solutions