基于供应链环境下的中小企业融资问题探析

On Financing Problems of Medium-sized and Small Enterprisesunder the Supply Chain

中小企业在发展过程中存在着严重的资金缺口,融资难一直困扰着中小企业,然而在供应链环境下的融资模式很好地解决了中小企业这一问题。本文介绍了中小企业融资现状,分析了产生问题的原因,阐述了供应链融资在中小企业融资过程中所具有的优势,分析了该融资模式下几种常见模式的运行过程和原理。

There is a serious funding gap during the development of SMEs. Financing problems has been plaguing SMEs, however, the mode of financing under the supply chain is a good way to solve SMEs＇ problem. This paper introduces the current fanancing status of SMEs, and analyses the causes of this problem, then it elaborates the advantage of supply chain financing in SME financing process specifically. Finally, this paper analyses the running process and the principle of several common patterns under the supply chain financing.