加快培育科技银行 探索建立科技型中小企业金融服务新模式

Accelerate the Development of High-tech Banks Explore the New Financial Services Mode of High-tech SMEs

加快培育和建立科技银行,不但可以增加银行金融机构种类,有利于进一步完善银行金融机构体系,优化银行金融机构结构,而且科技银行提供的金融服务正好能契合、匹配和满足科技型中小企业特殊的融资需求,这是破解我国科技型中小企业融资难问题的现实需求和必然选择,有利于化解现有银行经营体制、经营模式与科技型中小企业融资需求之间的结构性矛盾;同时,此举作为科技创新与金融创新结合的有效切入点和突破口,有利于通过体制、机制的改革和创新,从根本上化解科技与金融结合的深层次矛盾。

It is a worldwide problem in SMEs financing. Accelerate the development of High-tech banks could not only increase species of financial institutions, improve the system of bank and financial institutions, but also provide the appropriate financial services to SMEs, solve the problem in financing. It is the immediate needs and inevitable choice to overcome the difficulties in domestic High -tech SMEs financing, and resolve the structural contradictions among the existing bank system, operation mode and financing demands of SMEs. breakthrough for the combination of technology contradictions of the combination of technology an of systems and mechanisms. In addition, it provides the effective entry point and and financial innovation. Resolve the deep-seated d finance fundamentally by the reform and innovation of systems and mechanisms.