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小企业金融脆弱性及应对策略研究 被引量:3

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摘要 银行体系脆弱性具有内生性,是由银行业本身低杠杆率、期限错配、信息不对称、经营的顺周期性等特点决定的。作为商业银行业务的一个重要分支,小企业金融同样具有脆弱性,且严重程度更甚。通过银行体系脆弱性测度方法的分析研究,可以找出应对小企业金融脆弱性的策略,即推进内部评级法,实施行业信用风险限额管理,保持信贷规模的适度扩张,提高小企业金融的收益水平,实行逆周期动态计提拨备,实现小企业金融持续稳定发展。
作者 徐劲
机构地区 河海大学
出处 《西南金融》 北大核心 2013年第5期47-51,共5页 Southwest Finance
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参考文献4

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二级参考文献19

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