摘要
本文借助含有中间变量的两阶段DEA评价方法对陕西省涉农地区不同信用社的可持续经营效率进行了评价。得出了大部分涉农地区基层信用社存在存款严重不足、发放贷款效率比吸收存款效率高、非利息支出过多、非利息收入不足等结论。
With the help of two-stage DEA evaluation method with intermediate variables, this paper gives an evaluation of the sustainable management efficiency of different credit cooperatives in agricultural areas in Shaanxi province. The conclusion is that the basic-level credit cooperatives in most agricultural areas are facing such problems, such as, serious deposit shortage, higher efficiency in loan issuing than deposit taking, too much non-interest expense and insufficient non-interest income and so on.
出处
《价值工程》
2013年第20期183-184,共2页
Value Engineering
基金
陕西省社教育厅项目"陕西省农村信用合作社制度创新研究"(课题批准号为:00k1007)
关键词
数据包络分析
中间变量
信用社
可持续经营
效率
Data Envelopment Analysis
intermediate variable
credit cooperative
sustainable management
efficiency