完善我国金融机构体系的几点思考

Thoughts on Improving Financial Institution System in China

我国初步形成了以中央银行为核心,商业银行和政策性银行为主体,各类银行和非银行金融机构并存的多元化现代金融机构体系,但尚需进一步完善;健全的金融机构体系是我国金融业持续健康发展的重要条件;当前加强中央银行的宏观调控与金融监管职能、充分发挥政策性银行的作用、进一步推进国有商业银行的改革、大力发展非国有商业银行、促进非银行金融机构的发展是促进我国金融机构体系不断完善的重要措施,有利于实现我国金融业的良性发展。

Our country has formed a diversity modern financial institution system that takes the cen-tral bank as a core, commercial banks and policy banks as the main body, and coexistence of various typesof banks and non-bank financial institutions. But it still needs to be improved further. A complete sys-tem of financial institutions is an important condition for sustained and healthy development of China＇s fi-nancial industry. Currently strengthening the central bank＇s macro-control and financial supervision func-tion, giving full play of the role of policy banks, further promoting the reform of state-owned commercialbanks, energetically developing non-state-owned commercial banks, promoting the development of non-bank financial institutions is an important measure to constantly promote China＇s financial system andgood for realizing the sound progress of China＇s financial industry.