谈谈商业保险与《军人保险法》的有效对接

2012年7月1日起施行的《中华人民共和国军人保险法》,对于规范军人保险关系,维护军人合法权益,促进国防和军队建设,具有十分重要的意义。但军人保险制度应体现军人职业特点,与社会保险制度相衔接,与经济社会发展水平相适应,而商业保险就能够全方位地满足军人多样化的保障需求。因此,在实施军人保险法的过程中,应充分发挥商业保险的作用,与之实行有效对接,从而达到良性互补的目的。

PRC Military Insurance Law, effective fore July 1 of 2012, has very vital significance to regu- late the relationship of military insurance, maintain soldiers legitimate rights and promote the national defense and army building. But military insurance system should reflect military professional characteristics, link up with the social insurance system and adapt to the level of economic and social development. Commercial insurance is able to meet full and diversified demand of the armymen. Therefore, in the process of implementing PRC Military Insurance Law, we should give full play to the role of commercial insurance and effectively link up with it so as to achieve the aim of being a help to each other.