欠发达地区中小微企业融资问题研究——以贺州市为例

Research on Financing Problem of SMEs in Underdeveloped Area

中小微企业在我国经济社会中具有举足轻重的地位,而融资难一直以来是困扰中小微企业发展的关键因素,尤其是在欠发达地区。本文以贺州市为实证,对破解中小微企业融资难的成效、中小微企业融资现状及特点、中小微企业融资面临的困难及问题等进行了全面深入的调查分析,并提出了加大宣传、加强中小微企业自身建设、健全中小微企业服务体系、加快金融改革发展等相关对策建议。

SMEs has play an important role in our economic society, but financing difficulty is always the key factors hindering the development of SMEs, especially in underdeveloped areas. The paper taking Hezhou city as an exam- pie, makes a comprehensive analysis and in-depth investigation on the measure and effect of solving the financing difficuhy of SMEs, presents financing situation and characteristics of SMEs, financing difficulties and problems of SMEs, then puts forward the recommendations on strengthening SMEs and accelerating the development of financial reform.