外资银行进入与我国商业银行效率的关系研究——基于DEA与面板数据综合分析

A Research on the Relationship between the Entry of Foreign Banks and the Efficiency of China's Banks ——Based on the Comprehensive Analysis of DEA and Panel Data

笔者基于我国具有代表性的14家商业银行2004年～2010年面板数据,利用DEA法测度我国商业银行综合技术效率,在此基础上,实证了分析外资银行进入与我国银行业效率之间的关系。结果表明,外资银行进入对我国商业银行效率具有显著的正面影响。研究还发现,宏观经济因素对我国商业银行效率的影响非常显著,这对进一步提高商业银行效率富有政策启迪意义。

Based on the estimation of TEC efficiency for domestic commercial banks with DEA method, the paper analyzes the effects of the entry of foreign banks on the efficiency of domestic commercial banks by building a pane model with the data of China＇ s banks between 2004 and 2010 to. It is found that the entry of foreign banks is significantly positively related to the efficiency of domestic commercial banks; the macro-economy facts have a positively significant effect on domestic commercial banks.