如何实现船舶险经营规模与效益的均衡发展——以人保财险泰州市分公司为例

Balanced Development of Shipping Insurance Scale and Benefit

船舶险属于财产保险中单一风险单位的高风险业务,相对于其他财产保险标的,具有单一价值高、保额较大的特点,经营中的风险控制,管理水平与经营绩效有着最直接的关系,同时船舶险的发展与航运业景气状况及保险市场竞争激烈程度密切相关。文章以人保财险泰州市分公司为研究样本,积极探寻船舶险规模与效益均衡发展的有效途径。

Shipping insurance is a high risk item in property insurance, being high value, and big amount, risk control in the management, and the benefit is closely related. How to get the balance between scale and benefit is what the paper discussing.