西部欠发达地区民间借贷阳光化之路探析——以陕西韩城市为例

Path Analysis of Folk Lending Hyalinized in the West Underdeveloped Areas, Taking Hancheng County in Shanxi Province as an Example

民间借贷阳光化问题已备受社会广泛关注。针对西部欠发达地区民间借贷在促进经济发展的作用及存在的风险隐患进行分析,提出通过利率改革、制定相关法规、扩大投资领域、加强借贷管理等相关措施,规范民间借贷,使民间借贷阳光化。

How to make the folk lending hyalinized has attracted wide attention of the whole society. The paper analyzes the folk lending in promoting economic development and the existing risks in the western underdeveloped region, then puts forward the relevant measures through the reform of interest rates, formulating the relevant laws and regulations, expanding investment, strengthening the debt management and regulating the folk lending, which will all be conductive to the folk Lending ＇ s hyalinizing.