河南省中学体育保险的现状与发展对策研究

Status and corresponding strategies of middle school sports insurance in Henan province

发展学校体育,预防体育运动造成的意外伤害,可利用保险的特性,为中学生提供经济保障.运用问卷调查法了解中学生意外伤害事故发生现状及对体育保险的认知情况.结果表明,中学生体育伤害事故发生率较高,河南省中学生在对抗性强的运动项目中最易发生意外伤害事故,意外发生时,中学生首先选择向家长求助,中学生对体育保险了解不够;体育伤害事故通常由学生、家长、学校协调解决,大部分学生家长和体育教师赞同中学生购买体育保险,对中学生宣传体育保险具有很强的必要性,可以降低体育伤害事故的影响.

In order to provide the economic security for the middle school students, we should use the insurance features to develope school sports and prevent injury. Questionnaire method was used to find the situation of student＇ injure accident and the cognition of sports insurance. The result of that the rate of middle school sports injury accident is high, the accident was use to occurrence in antagonism strong movement of middle school students in Henan province, the first choice for middle school students was to get help from their parents when the accident was happened, students hash＇ t enough understanding on the sports insurance, sports injuries are u-sually solved by students, parents and school in coordination, most parents and teachers agree to buy sports in-surance for the students, we proposed to strengthen the propaganda of sports insurance, then reduce the impact of sports injury accidents.