如何防范与化解银行信贷风险

How to Prevent and Eliminate Banking Credit Risks

随着市场经济的逐步完善和金融体制改革的不断深入，国有专业银行向国有商业银行转轨的步伐也越来越快，从而使多年积累的金融问题日渐暴露，潜在的金融风险日益表面化。为此，防范与化解金融风险是国有商业银行当前急待解决的问题。

As market economy gets more and more perfect and finance system reform goes deeper and deeper,state-owned specialized banks’ transition to state-owned commercial banks goes more and more quickly.Therefore,problems accumulated years after years emerge increasingly,and the hidden finance risks float day by day.So preventing and disolving finance risks is the most pressing matter of the moment for state-owned commercial banks.We must pay close attention to and take measures against this matter as early as possible .