贵州省政策性农业保险经营模式探讨

Investigation on Business Model of Policy-oriented Agricultural Insurance in Guizhou

2008年人保财险贵州分公司对贵州省政策性农业保险进行试点,取得了一定的成效,但同时也存在相应的问题。针对存在的问题,从加强政府的宣传和财政补贴力度、建立和完善相应的制度、加强部门之间的沟通协作、完善利益分配机制以及建立有效的风险分散机制等方面提出了完善贵州省政策性农业保险经营模式的对策建议。

Experience has been collected in the trial on policy-oriented agriculture insurance carried out by Guizhou Branch of the PICC PC since 2008,however,there has been some existing problems.It is necessary that the countermeasures,including governmental advertising and financial subsidy,the establishment of working and communicating mechanism between different departments,the implementation of interest distribution and the construction of risk diversification mechanisms,be adopted.